As you may know, there were recent changes in the law affecting certain aspects of the RetirementPlus benefit. For detailed information about the changes, please take a look at these resources.

General RetirementPlus information

RetirementPlus contribution rates explained

Information for members who transfer in service from another board


Eligibility

The new law provides a final, one-time opportunity to participate in the R+ program only to those members who:

  • were not a part of the original election window prior to July 1, 2001, AND
  • transferred into the MTRS from one of the other 103 Massachusetts public retirement systems between July 1, 2001 and June 30, 2022, AND
  • did not yet submit an election.

Changes at a glance:

Your MTRS Membership DateDate the MTRS receives the transfer of your account from the other Massachusetts public retirement systemRetirementPlus Election
Between 7/1/2001 and 6/30/2022Between 7/1/2001 and 6/30/2022
  • If we do not receive your R+ election as of 12/31/2022, you will be included in the special R+ election period, beginning 1/1/2023 and ending on 6/30/2023.
  • If we do not receive your response to the special R+ election period by 6/30/2023, you will not participate in R+.
On or after 7/1/2001 with service starting in the other MA public retirement system prior to 7/1/2022On or after 7/1/2022
  • You will automatically be enrolled in R+ unless you opt-out within 180 days.
  • If you participate in R+ but do not qualify for the benefit at the time of your retirement, you will receive a refund of your excess contributions.
On or after 7/1/2022, with service starting in the other MA public retirement system on or after 7/1/2022On or after 7/1/2022
  • Participation in R+ is mandatory, just as for all new teachers.
  • If you do not qualify for the R+ at the time of your retirement you will not be eligible for a refund.