Your MTRS Membership DateDate the MTRS receives the transfer of your account from the other Massachusetts public retirement systemRetirementPlus Election
Before 7/1/2022Before 7/1/2022
  • If we do not receive your R+ election as of 12/31/2022, you will be included in the special R+ election period, beginning 1/1/2023 and ending on 6/30/2023.
  • If we do not receive your response to the special R+ election period by 6/30/2023, you will not participate in R+.
Before 7/1/2022On or after 7/1/2022
  • You will automatically be enrolled in R+ unless you opt-out.
  • If you participate in R+ but do not qualify for the benefit at the time of your retirement, you will receive a refund of your excess contributions.
On or after 7/1/2022, with service starting in the other MA public retirement system prior to 7/1/2022On or after 7/1/2022
  • You will automatically be enrolled in R+ unless you opt-out.
  • If you participate in R+ but do not qualify for the benefit at the time of your retirement, you will receive a refund of your excess contributions.
On or after 7/1/2022, with service starting in the other MA public retirement system on or after 7/1/2022On or after 7/1/2022
  • Participation in R+ is mandatory, just as for all new teachers.
  • If you do not qualify for the R+ at the time of your retirement you will not be eligible for a refund.

Years of ServiceFormulaRetirementPlus % increase6061626364656667
Years of ServiceFormulaRetirementPlus % increase6061626364656667
10Regular-14.5016.0017.5019.0020.5022.0023.5025.00
11Regular-15.9517.6019.2520.9022.5524.2025.8527.50
12Regular-17.4019.2021.0022.8024.6026.4028.2030.00
13Regular-18.8520.8022.7524.7026.6528.6030.5532.50
14Regular-20.3022.4024.5026.6028.7030.8032.9035.00
15Regular-21.7524.0026.2528.5030.7533.0035.2537.50
16Regular-23.2025.6028.0030.4032.8035.2037.6040.00
17Regular-24.6527.2029.7532.3034.8537.4039.9542.50
18Regular-26.1028.8031.5034.2036.9039.6042.3045.00
19Regular-27.5530.4033.2536.1038.9541.8044.6547.50
20Regular-29.0032.0035.0038.0041.0044.0047.0050.00
21Regular-30.4533.6036.7539.9043.0546.2049.3552.50
22Regular-31.9035.2038.5041.8045.1048.4051.7055.00
23Regular-33.3536.8040.2543.7047.1550.6054.0557.50
24Regular-34.8038.4042.0045.6049.2052.8056.4060.00
25Regular-36.2540.0043.7547.5051.2555.0058.7562.50
26Regular-37.7041.6045.5049.4053.3057.2061.1065.00
27Regular-39.1543.2047.2551.3055.3559.4063.4567.50
28Regular-40.6044.8049.0053.2057.4061.6065.8070.00
29Regular-42.0546.4050.7555.1059.4563.8068.1572.50
30Regular-48.7552.5056.2560.0063.7567.5071.2575.00
R+14%62.7566.5070.2574.0077.7580.0080.0080.00
31Regular-50.3754.2558.1262.0065.8769.7573.6277.50
R+16%66.3770.2574.1278.0080.0080.0080.0080.00
32Regular-52.0056.0060.0064.0068.0072.0076.0080.00
R+18%70.0074.0078.0080.0080.0080.0080.0080.00
33Regular-53.6257.7561.8766.0070.1274.2578.3780.00
R+20%73.6277.7580.0080.0080.0080.0080.0080.00
34Regular-55.2559.5063.7568.0072.2576.5080.0080.00
R+22%77.2580.0080.0080.0080.0080.0080.0080.00
35Regular-56.8761.2565.6270.0074.3778.7580.0080.00
R+2480.0080.0080.0080.0080.0080.0080.0080.00